Invest in PublicSquare: 
Earn a 15% annual dividend PLUS upside potential at exit

• Problem: Home loan products no longer match the financial circumstances of the average Australian homebuyer. It now takes homebuyers an average of 8-12 years to save up a deposit to buy their first home. Why does it take so long? Because Australia's median house-price-to-income ratio has gone from around 3x in the 1970s to around 8-16x now. So, if you live in a city, make a typical salary, and don’t have help from mum and dad (or don’t want to live with them while you save), homeownership has become out of reach.
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• Solution: PublicSquare provides a beautiful, modern home-buying experience that offers life-changing financial upside to qualified homebuyers. Eligible customers can move into their homes for just 1.1% of the purchase price, plus a rental bond, and live in the property while building their deposit. Once sufficient savings are accumulated—usually within five to six years—PublicSquare helps customers complete their purchase by transitioning to a mortgage.
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• Differentiation: Other alternative solutions rely on risky 98–100% home loans, achieved through second mortgages and amortised risk fees. PublicSquare’s model takes a more innovative approach, offering significant upfront savings alongside reduced weekly costs and no debt. Additionally, customers benefit from a range of other benefits including full-service property management and maintenance.
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• Intellectual property: PublicSquare has established a first-mover advantage by achieving high online search rankings for dozens of rent-to-buy and rent-to-own keywords. Now entering a scaling phase, the company is expanding its network of sales partners—including buyer's agents and financial planners—to bring more investors and housing supply to the platform and support the growing demand from over 2,000 homebuyer applicants each month. These network effects will be difficult for competitors to replicate, particularly for non-founder-led companies or those not solely focused on rent-to-own.
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• Total addressable market: PublicSquare provides a pathway to homeownership for over one million creditworthy Australians currently excluded by prohibitive deposit requirements. With over 2,000 applications received monthly, the company is poised to unlock supply and deliver exceptional investor returns—Providing investors with high-yielding dividends, plus the potential for 30–40x returns over the current valuation.
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• Progress: PublicSquare has delivered an exceptional 15% annual interest dividend to investors (30% total over the past two years) while scaling its customer applications from 1,000 during the initial VentureCrowd raise to more than 45,000 households today (or 2,000+ per month)—all with minimal marketing spend. Financial information including revenue and projections will be provided confidentially after registering your interest.
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• Growth plan: The company maintains a low monthly burn rate. This conservative approach ensures a long and secure runway for high-impact opportunities and ‘shots on goal’ while meeting investor expectations. The company has a proven sales distribution approach that it plans to scale significantly in 2025 to capitalise on the substantial volume of over 2,000 homebuyer applications each month.

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