Rent to Own Homes in Cairns

Move into your dream home for just 3%, then build up your deposit while you live in the property. It's rent-to-own homes by PublicSquare.

500+ reviews

Terms, fees, and conditions apply | Please consider whether PublicSquare is the right fit for you and your family.

Why do we need this?

Free to apply. No credit impact.
Discover your buying power.

We've just sent a verification link to 04XX XXX XXX.

Please click the link in the SMS to get started!
Loading gig
— PublicSquare Team

Didn't get the SMS?
Wait 20s and TRY AGAIN
.
loading gif
As seen on
Selected rent-to-buy home customers enjoying their homes.

A better path to homeownership

Icon check
Move in for just 3%
(no upfront bond, LMI, or stamp duty)
Icon check
Continue building up deposit
(with weekly contributions)
Icon check
Switch to home loan when ready
(with our Future-Mortgage Guarantee)

Rent-to-buy in Cairns 🐠🐢

Living in Cairns is a dream for many. It's the gateway to the Great Barrier Reef and some of the most beautiful beaches in all of Australia. However, with the rising demand for housing, many people are being priced out of the market. Owning a home in this part of the country isn't feasible for those who cannot afford to put down a large deposit. In such cases, a rent to buy house in Cairns may be the best option. Read More
<h2>Who is PublicSquare Made For?</h2> <p><a href="/">PublicSquare</a> was formed to bridge the gap between renting and homeownership on our <a href="/products/rent-to-own-homes">rent-to-own home service</a>. We adapted the <strong>rent to buy property </strong>model when we saw the need for a better path to becoming a homeowner. With property prices reaching an all-time high, we love that we can give our customers the opportunity to move in now and buy later.</p> <h2>Rent To Own Home in Cairns: How It Works?</h2> <ol> <li>You find your dream home and secure it with a 3% kickstarter payment)</li> <li>We will help guide you and the owner of the property through the transaction.</li> <li>Once the deal is done, you can move in as soon as the property is ready. If it's a brand new home that means waiting a few months until the home is completed. Or if it's an existing property, until the current tenant moves out. </li> <li>You pay your usual rental payment plus 50%. This 50% extra rent accumulates alongside your initial 3% Kickstarter, into your deposit, After four years of residing in the property, and once your deposit reaches 10-20% of the home price, you can find the right lender and buy the home outright. </li> </ol> <h2>Rent to Buy Property in Cairns: What will it cost you?</h2> <p>Besides the initial kickstarter of 3%, the only other out of pocket expense for you will be the legal advice report, which usually costs around $1000.</p> <h2>Will your rent to buy house in Cairns increase over time?</h2> <p>You can buy the home at your own paces within a 4-7 year timeframe. The final purchase price will be determined by an independent valuer who assess the prevailing market prices, with all your contributions being deducted from the sale price. </p> <h2>Don't Pay Someone Else's Mortgage</h2> <p>Rent is dead money so why waste your time doing things the usual way and paying someone else&rsquo;s mortgage when you can start to build your own wealth? Get ahead now and put your feet firmly on the property ladder with PublicSquare. PublicSquare has already helped customers start to <a href="/rent-to-own-homes/qld/gold-coast">rent to buy houses in Gold Coast</a>, and <a href="/rent-to-own-homes/qld/sunshine-coast">rent to buy houses in Sunshine Coast</a>. Start the pre-approval process and get in touch with us if you have any questions about our <strong>rent for keeps homes in Cairns</strong></p>

Some regions may not be available yet.

All the perks of owning and more

checkmark
Join the homeowner class
Rent money is dead money. *Access the upside of a rising market and start building wealth through ownership.
checkmark
Less upfront costs
Get into the housing market sooner without the stress of large deposits and heavy ownership costs. Watch your deposit grow each week while you prep for a home loan.
checkmark
Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own is the best of both worlds.
checkmark
More safety and security
Gain more stability for you and your family. You'll have 7 years to complete your purchase. As long as you keep up your payments, nobody will be able to kick you out.
checkmark
Future mortgage guarantee
If you can't obtain a home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
checkmark
Easy application process
Submitting your online application is easy. It's free to apply and won't affect your credit score.
Properties you may like in Cairns
Glenbrae
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$475,500 | Warwick, Southern Downs
bed3 shower2 directions_car1 Terrace
Sold within last 30 days.
Maison Sunbury
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$479,900 | Sunbury, Hume
bed2 shower1 directions_car1 Townhouse
Sold within last 30 days.
Maison Sunbury
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$499,900 | Sunbury, Hume
bed2 shower1 directions_car1 Townhouse
Sold within last 30 days.
Moran
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$516,350 | Benalla, Benalla
bed3 shower2 directions_car2 House & Land
Sold within last 30 days.
Westbrook
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$521,900 | Truganina, Brimbank
bed3 shower2 directions_car2 Terrace
Sold within last 30 days.
The Grove
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$524,950 | Tarneit, Wyndham
bed3 shower2 directions_car1 Terrace
Sold within last 30 days.
FV
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$539,000 | Fortitude Valley, Brisbane
bed1 shower1 directions_car1 Apartment
Sold within last 30 days.
Solara Rise
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$549,700 | Tarneit, Wyndham
bed3 shower2 directions_car1 House & Land
Sold within last 30 days.
Fringelily
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$549,705 | Stawell, Northern Grampians
bed4 shower2 directions_car2 House & Land
Sold within last 30 days.
Orchard Row
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$551,891 | Tarneit, Wyndham
bed3 shower2 directions_car1 Terrace
Sold within last 30 days.
Balmain
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$552,350 | Donnybrook, Whittlesea
bed3 shower2 directions_car1 House & Land
Sold within last 30 days.
Fringelily
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$558,315 | Stawell, Northern Grampians
bed4 shower2 directions_car2 House & Land
Sold within last 30 days.

Success stories

Free to apply.
No credit impact.