Rent to Own Homes in Cairns

Move into your dream home for just 3%, then build up your deposit while you live in the property. It's rent-to-own homes by PublicSquare.

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Selected rent-to-buy home customers enjoying their homes.

A better path to homeownership

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Move in for just 3%
(no upfront bond, LMI, or stamp duty)
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Continue building your deposit
(with weekly contributions)
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Switch to mortgage when ready
(with our Future-Mortgage Guarantee)

Rent-to-buy in Cairns 🐠🐢

Living in Cairns is a dream for many. It's the gateway to the Great Barrier Reef and some of the most beautiful beaches in all of Australia. However, with the rising demand for housing, many people are being priced out of the market. Owning a home in this part of the country isn't feasible for those who cannot afford to put down a large deposit. In such cases, a rent to buy house in Cairns may be the best option. Read More
<h2>Who is PublicSquare Made For?</h2> <p><a href="/">PublicSquare</a> was formed to bridge the gap between renting and homeownership on our <a href="/products/rent-to-own-homes">rent-to-own home service</a>. We adapted the <strong>rent to buy property </strong>model when we saw the need for a better path to becoming a homeowner. With property prices reaching an all-time high, we love that we can give our customers the opportunity to move in now and buy later.</p> <h2>Rent To Own Home in Cairns: How It Works?</h2> <ol> <li>You find your dream home and secure it with a 3% kickstarter payment)</li> <li>We will help guide you and the owner of the property through the transaction.</li> <li>Once the deal is done, you can move in as soon as the property is ready. If it's a brand new home that means waiting a few months until the home is completed. Or if it's an existing property, until the current tenant moves out. </li> <li>You pay your usual rental payment plus 50%. This 50% extra rent accumulates alongside your initial 3% Kickstarter, into your deposit, After four years of residing in the property, and once your deposit reaches 10-20% of the home price, you can find the right lender and buy the home outright. </li> </ol> <h2>Rent to Buy Property in Cairns: What will it cost you?</h2> <p>Besides the initial kickstarter of 3%, the only other out of pocket expense for you will be the legal advice report, which usually costs around $1000.</p> <h2>Will your rent to buy house in Cairns increase over time?</h2> <p>You can buy the home at your own paces within a 4-7 year timeframe. The final purchase price will be determined by an independent valuer who assess the prevailing market prices, with all your contributions being deducted from the sale price. </p> <h2>Don't Pay Someone Else's Mortgage</h2> <p>Rent is dead money so why waste your time doing things the usual way and paying someone else&rsquo;s mortgage when you can start to build your own wealth? Get ahead now and put your feet firmly on the property ladder with PublicSquare. PublicSquare has already helped customers start to <a href="/rent-to-own-homes/qld/gold-coast">rent to buy houses in Gold Coast</a>, and <a href="/rent-to-own-homes/qld/sunshine-coast">rent to buy houses in Sunshine Coast</a>. Start the pre-approval process and get in touch with us if you have any questions about our <strong>rent for keeps homes in Cairns</strong></p>

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All the perks of owning and more

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Join the homeowner class
Rent money is dead money. *Access the upside of a rising market and start building wealth through ownership.
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Less upfront costs
Get into the housing market sooner without the stress of large deposits and heavy ownership costs. Watch your deposit grow each week while you prep for a home loan.
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Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own is the best of both worlds.
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More safety and security
Gain more stability for you and your family. You'll have 7 years to complete your purchase. As long as you keep up your payments, nobody will be able to kick you out.
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Future mortgage guarantee
If you can't obtain a home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
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Easy application process
Submitting your online application is easy. It's free to apply and won't affect your credit score.
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