Hello future homeowner!

Move into your dream home for just 3%, then build up your deposit while you live in the property. It's rent-to-own homes by PublicSquare.

500+ reviews

Please consider whether PublicSquare is the right fit for you and your family.
Terms, fees, and conditions may apply.

Does not affect your credit score.

Loading gig
We've sent a confirmation link to your email. Please click the link to verify your account.
CAN'TĀ FINDĀ THEĀ EMAIL?Ā 
SEARCHĀ FORĀ 'PUBLICSQUARE'
loading gif
As seen on
Selected rent-to-buy home customers enjoying their homes.

A better path to homeownership

Icon check
Move in for just 3%
(no upfront bond, LMI, or stamp duty)
Icon check
Continue building your deposit
(with weekly contributions)
Icon check
Buy when you're ready
(with our Future-Mortgage Guarantee)

Stop renting.
Start owning.

1. Move in for just 3%

Lock in your dream home for just 3%Ā of the home price, which you can use in full later as your home loan deposit. With PublicSquare, there is no upfront bond, Lenders Mortgage Insurance (LMI), or stamp duty.

2. Continue building your deposit

Imagine you pay $600 in rent each week. Just add an additional 50% more ($300) as your weekly contributions. Along with your 3% Kickstarter, you'll be on your way to owning your own home.

3. Buy when you're ready

Once you've built up enough deposit, switch to a home loan using the lender of your choice. You control the timing, with the option to make the transition at any point within a 4-7 year timeframe. If you can't get a home loan, we will sell the home for you with no commission, allowing you to recover your contributions.
Selected rent-to-buy home customers enjoying their homes.

Some areas may not be available yet.

A guaranteed purchase price

The base purchase price of your home will appreciate at just 3.3% per year which is less than half the national average. (National average is 6.8% for houses and 5.9% for apartments; CoreLogic 1993-2018). Check out our Calculator for more details.
SEP 2021
*Australian property prices were $100,000 higher than one year earlier (CoreLogic)
DECĀ 2022
*The average Australian home reached a high of over $940,000*
DECĀ 2024
... If the national growth rate holds, homes will reach an average $1.1 million*
DECĀ 2026
... Then $1.2 million*

All the perks of owning and more

checkmark
Join the homeowner class
Rent money is dead money. *Access the upside of an appreciating asset and start building wealth through ownership.
checkmark
Less upfront costs
Get into the housing market sooner without the stress of large deposits and heavy ownership costs. Watch your deposit grow each week while you prep for a home loan.
checkmark
Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own is the best of both worlds.
checkmark
More safety and security
Gain more stability for you and your family. You'll have 7 years to buy the home. As long as you keep up your payments, nobody will be able to kick you out.
checkmark
Future home-loan guarantee
If you can't obtain home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
checkmark
Easy application process
Submitting your online application is easy. It's free to apply and won't affect your credit score.

Success stories

Free to apply.
No credit impact.

Get pre-approved now!
HOMEBUYERS
Rent-to-ownHow it worksCalculatorHelpdesk
INVESTORS
Rent-to-sellInvestment propertiesInvestment calculatorHelpdesk
MOREĀ INFO
ReviewsPress kitBlog postsAbout usContact us
GUIDELINES
Housing assistancePrivacy policyHardship policyDisclosure statementTerms & conditions
Locations
How can we help?
Chat to our team

Or call: 1300 418 857

Ā© PUBLICSQUARE TECHNOLOGY PTY LTD

ABNĀ 74653185356

Terms, fees, conditions and wait times may apply. PublicSquareĀ® is a registered trademark 2315715 of PublicSquare Technology Pty Ltd in Australia. PublicSquare, also referred to as "us" or "we", may denote PublicSquare Technology Pty Ltd or its affiliated property vendors and/or owners. PublicSquare the company, holds Queensland real estate license no. 4555627. PublicSquare the company acts on behalf of property owners and vendors. Property listing information and media used on this site, is sourced from various contributors, and its veracity cannot be guaranteed. Words such as 'Guaranteed', 'Fixed', or similar expressions pertain only to terms set between property owners and tenants or their agents via legally-binding lease agreements or other agreements (collectively referred to as "the agreements"). Tenants don't own properties until switching to a mortgage and completing their purchase, which may incur Stamp Duty and LMI. All offers, terms, and figures are indicative only and subject to the agreements and the availability of participating counterparties. PublicSquare is not a lender or financial advisor and does not guarantee mortgage obtainment. 'Renting-to-buy' and 'Renting-to-sell' carry financial risks. Ā Please seek independent advice before making decisions pertaining to housing and investment; the content on this site should not be the sole basis for such decisions. For more information, please see our disclosure statement or contact us.