4.8
500+
REVIEWS
4.8
500+
REVIEWS
0% Upfront
Deposit 🇦🇺
Come home sooner with no upfront deposit costs or LMI. Switch to a mortgage when you're ready.
2 Minutes · Free to Apply · No Credit Impact
Your Deposit
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How it works
1. Move in with 0% deposit
Secure your ideal property on the open market with no upfront deposit costs and the help of our expert buyers’ agents. We'll buy and hold the property on your behalf, while you live in it and build your deposit. No stress, no bidding wars—just your new home, ready and waiting.
Secure your ideal property on the open market with no upfront deposit costs and the help of our expert buyers’ agents, ensuring you get the best possible quality and starting price. We buy and hold it on your behalf while you live in the property and enjoy your new life. No stress, no bidding wars—just your new home, ready and waiting.
2. Build your deposit
Pay a capped rental amount plus 50% weekly contributions that automatically grow your deposit in the background—Think of it as an effortless savings plan, where each weekly payment brings you one step closer to your goal of purchasing the property while we handle all the extra costs of homeownership.
3. Switch to a mortgage
Once you’ve reached your deposit target in years 4–8 of your lease, switch to any mortgage of your choice and complete your purchase of the property for a locked-in capped purchase price—all backed by our future mortgage guarantee if life doesn’t go according to plan.
Once you’ve reached your deposit target in years 4–8 of your lease, switch to any mortgage of your choice and complete your purchase within a guaranteed, capped price range—all backed by our future mortgage guarantee if life doesn’t go according to plan.
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PRICING
Your Choice of New or Established
New Home
0% Upfront Deposit
0% Setup Fee
No LMI
INCLUSIONS
You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Free to Apply · Instant Results
Established Home
0% Upfront Deposit
0.99% Setup Fee
No LMI
INCLUSIONS
You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Free to Apply · Instant Results
New Home
0% Upfront Deposit
0% Setup Fee
No LMI
INCLUSIONS
You choose the home
Free buyers agent support
Full maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Free to Apply · Instant Results
Established Home
0% Upfront Deposit
0.99% Setup Fee
No LMI
INCLUSIONS
You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Free to Apply · Instant Results
New Home
0% Upfront Deposit
0% Setup Fee
No LMI
INCLUSIONS
You choose the home
Free buyers agent support
Free maintenance & repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Free to Apply · Instant Results
Established Home
0% Upfront Deposit
0.99% Setup Fee
No LMI
INCLUSIONS
You choose the home
Free buyers agent support
Full maintenance and repairs
Free rates & insurance
Future Mortgage Guarantee
2 Minutes · Free to Apply · Instant Results
*Additional terms, fees, and conditions may apply including a $33 per week support fee. New homes must be from PublicSquare's approved builder panel. Lender's Mortgage Insurance (LMI) may apply upon purchase; please refer to mortgage products.
👍 65%+
Applicants approved on first attempt
🏠 $800k+
Average buying power of qualified homebuyers
🎯 $100k+
Average deposit accrued after 6 years
As Seen On These Media Outlets
As Seen On
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Calculator
*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.
*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.
2 Minutes · Free to Apply · Instant Results
2 Minutes · Free to Apply · No Credit Impact
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Reviews
What Homebuyers Are Saying
Felicia & Simon
Gold Coast, QLD
“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”
Leah & Angela
Redland, QLD
“Thinking outside the box and serving the community in a very valuable way...”
Monueque & Kyle
Gold Coast, QLD
“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”
Fatima & Serge
Canterbury-Bankstown, NSW
“Awesome opportunity for young couples and families to get on the property ladder.”
Daniella & Dre
Whittlesea, VIC
“Love it, I wish more companies did this especially with our cost of living crisis.”
Rebekah & Ashur
Knox, VIC
“I love the idea of owning a home by slowly paying it off while renting.”
Katie J.
Moreton Bay, QLD
“Amazing and will give more people the opportunity to own their own homes.”
Paul V.
Sunshine Coast, QLD
“Brilliant… especially in these times of crazy rents and housing prices.”
Chloe H.
Greater Shepparton, VIC
“A great incentive making home ownership possible for future generations.”
Felicia & Simon
Gold Coast, QLD
“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”
Leah & Angela
Redland, QLD
“Thinking outside the box and serving the community in a very valuable way...”
Monueque & Kyle
Gold Coast, QLD
“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”
Fatima & Serge
Canterbury-Bankstown, NSW
“Awesome opportunity for young couples and families to get on the property ladder.”
Daniella & Dre
Whittlesea, VIC
“Love it, I wish more companies did this especially with our cost of living crisis.”
Felicia & Simon
Gold Coast, QLD
“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”
Leah & Angela
Redland, QLD
“Thinking outside the box and serving the community in a very valuable way...”
Monueque & Kyle
Gold Coast, QLD
“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”
Fatima & Serge
Canterbury-Bankstown, NSW
“Awesome opportunity for young couples and families to get on the property ladder.”
Daniella & Dre
Whittlesea, VIC
“Love it, I wish more companies did this especially with our cost of living crisis.”
Rebekah & Ashur
Knox, VIC
“I love the idea of owning a home by slowly paying it off while renting.”
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