Hello future homeowner!
Please consider whether PublicSquare is the right fit for you and your family.
Terms, fees, and conditions may apply.
1. Move in for just 3%
Lock in your dream home for just 3% of the home price, which you can use in full later as your home loan deposit. With PublicSquare, there is no upfront bond, Lenders Mortgage Insurance (LMI), or stamp duty.
2. Continue building your deposit
Imagine you pay $600 in rent each week. Just add an additional 50% more ($300) as your weekly contributions. Along with your 3% Kickstarter, you'll be on your way to owning your own home.
3. Buy when you're ready
Once you've built up enough deposit, switch to a home loan using the lender of your choice. You control the timing, with the option to make the transition at any point within a 4-7 year timeframe. If you can't get a home loan, we will sell the home for you with no commission, allowing you to recover your contributions.
Some areas may not be available yet.
The base purchase price of your home will appreciate at just 3.3% per year which is less than half the national average. (National average is 6.8% for houses and 5.9% for apartments; CoreLogic 1993-2018). Check out our Calculator
for more details.
*Australian property prices were $100,000 higher than one year earlier (CoreLogic)
*The average Australian home reached a high of over $940,000*
... If the national growth rate holds, homes will reach an average $1.1 million*
All the perks of owning and more
Join the homeowner class
Rent money is dead money. *Access the upside of an appreciating asset and start building wealth through ownership.
Less upfront costs
Get into the housing market sooner without the stress of large deposits and heavy ownership costs. Watch your deposit grow each week while you prep for a home loan.
Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own is the best of both worlds.
More safety and security
Gain more stability for you and your family. You'll have 7 years to buy the home. As long as you keep up your payments, nobody will be able to kick you out.
Future home-loan guarantee
If you can't obtain home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
Easy application process
Submitting your online application is easy. It's free to apply and won't affect your credit score.
Free to apply.
No credit impact.