Rent-to-own homes with Australia's best builders

Move into your dream home for just 3%, then build up your deposit while you live in the property. It's rent-to-own homes by PublicSquare.

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Terms, fees, and conditions apply | Please consider whether PublicSquare is the right fit for you and your family.

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Selected rent-to-buy home customers enjoying their homes.

A better path to homeownership

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Move in for just 3%
(no upfront bond, LMI, or stamp duty)
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Continue building your deposit
(with weekly contributions)
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Switch to mortgage when ready
(with our Future-Mortgage Guarantee)

✨ Modern rent-to-own homes by PublicSquare

Rent-to-own homes are a popular solution for young professionals and families looking to buy homes in Australia. However, not all rent-to-buy products are created equal. Terms and conditions vary, so it pays to do your research.

As Australia's leading provider of rent-to-own houses and homes, PublicSquare offers a range of important benefits. Read More

What is rent to buy? How does rent to buy work?

Rent-to-buy homes offer a new path to home ownership. With no hidden fees, set weekly rates and an easy-to-manage payment system, rent to buy homes from PublicSquare offers a solution to rising property costs in Australia. But how does rent to buy work, and what are the benefits of renting to buy homes? If you want to find out more about what is rent buy, feel free to contact us

Rent-to-buy costs and payments

With a PublicSquare lease agreement, you pay your weekly rental amount plus 50% extra as a weekly contribution. Our rent-to-buy real estate system will give you more stability, as you won't have to worry about someone kicking you out and selling the property. With us, you’ll get access to the upside of a rising market and start building wealth through ownership. For a full list of figures and breakdowns, be sure to check out our homebuyer calculator.

Getting started with rent-to-own

Forget about the standard 10%-20% deposit required by most lending institutions; PublicSquare only requires a 3% Kickstarter contribution. You can use this 3% to offset the cost of your home later when you are ready to make the purchase. This gives those wishing to get on the property ladder a much smaller footing than most banks and lending institutions. Why wait years to move into your dream home when you can be moved in within a matter of months.

Why choose PublicSquare for rent-to-buy?

PublicSquare provides an innovative path to homeownership for anyone who wants to get ahead sooner.

PublicSquare has already helped customers start to rent to buy houses in Queensland, rent to buy houses in New South Wales, and rent to buy houses in Victoria. Our goal is to bridge the gap between renting and owning, and we’re proud to help our customers achieve their home-owning goals faster, easier, and cheaper than they ever thought possible.

No upfront Fees for rent-to-own

With PublicSquare, there are no upfront fees. While you do pay a kickstarter payment of 3% of the initial home price - as the name implies - this amount kickstarts your deposit, which you can use in full later when you're ready to complete the purchase of your home.

You also have to pay for a lawyer to make sure all the contract terms are clear, but these costs are usually only around $1000.

Therefore, with PublicSquare's rent to buy homes, you do not incur the typical upfront costs of regular home-buying. By foregoing the standard 10-20% deposit requirements and not having to pay the initial stamp duty cost, you can move into your dream home within weeks, not years.

At PublicSquare, we also do not charge risk fees, application fees, bond, or lender's mortgage insurance (LMI).

Future-mortgage guarantee: Exlusive to PublicSquare

After living in your property for four years you can opt to buy your property using the lender of your choice. If you can't obtain a home loan, PublicSquare can sell the property for you without a sale commission, enabling you to recover your contributions.


Rent to own homes are an excellent choice for would-be homebuyers who don't want to continue wasting money on rent and would like to lock in a future price guarantee to protect themselves against a rising property market.PublicSquare offers a technology-focused product that customers love, including no upfront fees and managemable contributions to help you grow your deposit and complete your purchase of the home.Using modern software, PublicSquare also processes customer applications up to 10x faster than the banks.

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All the perks of owning and more

Join the homeowner class
Rent money is dead money. *Access the upside of a rising market and start building wealth through ownership.
Less upfront costs
Get into the housing market sooner without the stress of large deposits and heavy ownership costs. Watch your deposit grow each week while you prep for a home loan.
Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own is the best of both worlds.
More safety and security
Gain more stability for you and your family. You'll have 7 years to complete your purchase. As long as you keep up your payments, nobody will be able to kick you out.
Future mortgage guarantee
If you can't obtain a home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
Easy application process
Submitting your online application is easy. It's free to apply and won't affect your credit score.

Success stories

Free to apply.
No credit impact.