Rent to Own Homes in Victoria

Move into your dream home for just 3%, then build up your deposit while you live in the property. It's rent-to-own homes by PublicSquare.

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Selected rent-to-buy home customers enjoying their homes.

A better path to homeownership

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Move in for just 3%
(no upfront bond, LMI, or stamp duty)
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Continue building your deposit
(with weekly contributions)
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Switch to mortgage when ready
(with our Future-Mortgage Guarantee)

Rent-to-buy in Victoria 🎭🏙️

Victoria is home to the Great Ocean Road, Yarra Valley, Phillip Island and the gorgeous city of Melbourne. With so much natural beauty and so many leafy national parks, Victoria is one of the most popular states when it comes to property demand. There is a lack of affordable housing in Victoria, and the problem gets more serious as you move closer to cities. This shortage has driven up demand and housing prices have skyrocketed, especially around Melbourne. Read More

How does a Rent to Own House Scheme in Victoria work?

PublicSquare was formed to bridge the gap between renting and homeownership on our rent-to-own home service. If you’re struggling to get ahead and put your feet on the property ladder, PublicsSquare is here to help you bridge the gap between renting and homeownership.

When you find your dream home and it’s within your purchasing power, PublicSquare will negotiate the best possible price. We will determine your purchasing power through preapproval and an assessment of your finances. You will have to provide a 3% kick-starter contributio towards the cost of your home, and we will take care of everything else.

Once the legal matters and paperwork are out of the way, you are free to move in. From here, the rent to own a home in Victoria process starts. You will pay your usual rent amount for the property, as well as an additional weekly contribution equal to 50% of the rent. This allows you to comfortably build up your deposit over time and get into a position where you’ll be able to find a lender and complete the purchase.

It’s a simple concept that allows people to get out of the rent trap and get ahead financially without having to save a huge upfront deposit.

Rent to Own Houses: Never Pay Normal Rent Again

Wouldn’t it be a great feeling to never pay “rent” again? Start the pre-approval process now and you might just get to enjoy that feeling. This model is not just a great option for those that want to get out of the rent cycle; it’s ideal for all aspiring homeowners who are not quite ready for the full criteria and commitment of getting a mortgage. We give both kinds of future homeowners the opportunity to find their dream home and lock it in, despite not having the large upfront deposit that’s required by lenders. It’s a great way to build up a deposit over time, while living in the property - putting people in a potentially better financial position when it comes to applying for a loan.

Get Approved Now

PublicSquare has already helped customers start to rent to buy house in Queensland, and rent to buy house in New South Wales. Get pre-approved now to find out more about houses for rent to own in VIC. You can start the approval process now and take your first step towards homeownership.

Some regions may not be available yet.

All the perks of owning and more

Join the homeowner class
Rent money is dead money. *Access the upside of a rising market and start building wealth through ownership.
Less upfront costs
Get into the housing market sooner without the stress of large deposits and heavy ownership costs. Watch your deposit grow each week while you prep for a home loan.
Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own is the best of both worlds.
More safety and security
Gain more stability for you and your family. You'll have 7 years to complete your purchase. As long as you keep up your payments, nobody will be able to kick you out.
Future mortgage guarantee
If you can't obtain a home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
Easy application process
Submitting your online application is easy. It's free to apply and won't affect your credit score.

Success stories

Free to apply.
No credit impact.