Rent-to-Own Homes in New South Wales

Name: New South Wales, Australia
Address: New South Wales

Secure your dream home for just 1.1% of the purchase price, then live in the property while you build up your deposit. It's rent-to-own homes by PublicSquare!

500+ reviews

Terms, fees, and conditions apply | Please consider whether PublicSquare is the right fit for you and your family.

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How It Works

Stop Renting.
Start Owning.

home

Secure your dream home for just 1.1% of the initial home value

savings

Live in the property while you build up your deposit

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Switch to a mortgage when you're ready using our Future Mortgage Guarantee

Rent-to-buy in NSW 🌇🏖️

If you are looking for an area that provides unbeatable surf, access to some of the country’s most beautiful national parks and great living opportunities for professionals and families, NSW might be the perfect choice. It’s a beautiful part of the country but there is a downside. With median house prices standing at over $900,000 and apartments not far behind, getting a mortgage or property loan can be challenging. For this reason, rent to buy houses are becoming more popular in NSW. Read More

How Does Rent-to-Buy Property Work in NSW?

Simply put, investors buy or hold a property on your behalf, and you have the option to purchase that property once you've built up enough savings to secure financing from a lender. All you need to get started is a 1.1% kickstarter fee. Each week, you’ll also make an additional payment equal to 50% of your rent, which helps build your purchasing power over time. It’s a great solution for aspiring homeowners who aren’t quite financially ready to enter the market.

When You Rent-to-Buy a House in NSW

PublicSquare was created to bridge the gap between renting and homeownership through our rent-to-own home service. Unlike banks and lending institutions, of which PublicSquare is neither, we offer an alternative path to owning property. Renting usually means paying for the right to live in someone else’s property without gaining any ownership or real say. By choosing PublicSquare, you’re unlocking a whole new world of opportunities. We understand that it’s nearly impossible to save a 10%-20% deposit when prices are constantly rising. That’s why all you need to secure your chosen property is 1.1% of the home value incl. GST.

Searching for a NSW Rent-to-Buy Home

Whether you’re looking in Casuarina, Blackhurst, or Sydney proper, PublicSquare will be with you every step of the way. As long as your dream home is within your purchasing power, we’ll do our best to help you secure the deal. We’ll take care of the transaction with the owner or property investor so you can focus on getting ready for the big move.

But Where Are the Hidden Fees?

Aside from the cost of obtaining your legal advice report (usually around $1,000) plus your 1.1% Kickstarter fee, and $22 weekly support fee, there are no additional fees for properties listed by PublicSquare. We aim for complete transparency. To calculate your purchasing power, we consider the total amount of your weekly contributions and any additional payments you’ve made. This way, you can watch your purchasing power grow each week.

Get Pre-Approved Now

PublicSquare has already helped customers start to rent-to-buy homes in Queensland. Take the first step towards a more financially stable future today. Start by filling out our pre-approval form, and feel free to get in touch with us if you have any questions.

All the perks of owning and more

Join the homeowner class

Rent money is dead money. Instead of paying someone else’s mortgage, take advantage of a rising property market and start building wealth through homeownership.

Less upfront costs

Move into a place you can call your own, without the stress of a large upfront deposit. Watch your deposit grow each week while you prep for a home loan.

Full property management

If something needs fixing, simply contact your property manager and let them handle it. Renting-to-own gives you the best of both worlds: Renting and owning.

Flexible 8-Yr Purchase Plan

You'll have up to 8-years to complete your purchase. As long as you meet your commitments, your home is secure, and no one can force you out. If challenges arise, you'll be protected under standard tenancy laws while we help you get back on track.

Future mortgage guarantee

When you're ready to switch a mortgage, you can use any broker or lender of your choice. If you can't obtain a home loan, we can sell the property commission-free, enabling you to recover up to 100% of your contributions or potentially even more if the market has performed well.

Easy application process

Our pre-approval process is quick and easy! Answer a few questions about your household and financial circumstances—If PublicSquare seems like a good fit for you, we will immediately let you know your estimated buying power and advise you on next steps.

What homebuyers are saying

Free to apply.
No credit impact.

4.6

from 8129 reviews

Terms, fees, conditions, and wait times may apply. Clients of PublicSquare may be required to pay fully-refundable access fees. Government grants and schemes are subject to change and eligibility. PublicSquare® is a registered trademark 2315715 of PublicSquare Technology Pty Ltd in Australia. PublicSquare, or "us" or "we", may denote PublicSquare Technology Pty Ltd or its affiliated property vendors and/or owners. PublicSquare, the company, holds Queensland real estate licence no. 4555627. PublicSquare, the company, acts on behalf of property vendors and owners, usually under marketing agreements. PublicSquare adheres to all national, state, and territory laws and regulations and does not currently facilitate 'rent-to-own' or 'rent-to-buy' style arrangements for real estate outside of Queensland or New South Wales. Property images may be artist's impressions or digitally enhanced for visual clarity and should not be considered an exact representation; For more accurate representations, please refer to builder specifications or in-person inspections. Words such as 'Guaranteed', Reviews, testimonials and the like refer to reviews and opinions of the PublicSquare offerings as a whole, including products, application forms and customer service and are not specific to a single product or result. 'Fixed Under Contract', or similar such expressions are subject to, and pertain only to, terms set via legally binding agreements. All dollar figures associated with property listings are estimates used for informational purposes only, and subject to binding agreements. All offers and terms are are used for informational purposes only, and are subject to binding agreements and availability of counterparties. PublicSquare is a real estate company, not a lender or financial advisor, and does not guarantee mortgage obtainment. PublicSquare may refer Homebuyers and Investors to Licensed Mortgage Brokers but does not provide brokerage or lending services directly. 'Rent-to-own customers do not own properties until switching to a mortgage and completing their purchase, which may incur LMI and stamp duty. 'Renting-to-own', 'Renting-to-sell', and buying real estate in general, carries financial risks. Please seek independent financial and legal advice before making decisions about housing and investment; Neither the content on this website, nor any communications with PublicSquare or it representatives, should be used as the sole basis for decision-making about housing and investments. For more information, please refer to the disclosure statement or contact us.