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Rent to Own Homes in New South Wales

Move into your dream home for just 3%, then build up your deposit while you live in the property. It's rent-to-own homes by PublicSquare.

500+ reviews

Terms, fees, and conditions apply | Please consider whether PublicSquare is the right fit for you and your family.

Does not affect your credit score.

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Selected rent-to-buy home customers enjoying their homes.

A better path to homeownership

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Move in for just 3%
(no upfront bond, LMI, or stamp duty)
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Continue building your deposit
(with weekly contributions)
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Buy when you're ready
(with our Future-Mortgage Guarantee)

Rent-to-buy in NSW 🌇🏖️

If you are looking for an area that provides unbeatable surf, access to some of the country’s most beautiful national parks and great living opportunities for professionals and families, NSW might be the perfect choice. It’s a beautiful part of the country but there is a downside. With median house prices standing at over $900,000 and apartments not far behind, getting a mortgage or property loan can be challenging. For this reason, rent to buy houses are becoming more popular in NSW. Read More

How does Rent to Buy Property work in NSW?

To put it simply, investors will buy or hold a property on your behalf and you have the option to buy that property back from us once you have built up enough deposit to secure financing from a lender. All you need to get started is a 3% kickstarter payment. Each week, you'll also pay down an additional payment equalling 50% of your rent for use as your future deposit. It’s a great solution for aspiring homeowners who are not quite financially ready to enter the market.

When You Rent to Buy House in NSW

PublicSquare was formed to bridge the gap between renting and homeownership using our rent-to-own home service. Unlike banks and lending institutions, of which PublicSquare is neither, we bridge the gap between renting and owning property. Renting simply means paying for the right to live in someone else’s property without any ownership or real say. By choosing PublicSquare, you’re unlocking the door to a whole new world of opportunity. We put you in the driving seat. We know it’s near impossible to save a deposit of 10-20% when prices are constantly on the rise. That said; all you need to secure your chosen property is a 3% kickstarter.

Searching for a NSW Rent to Buy Home

Whether you are looking in Casuarina, Blackhurst or Sydney proper, PublicSquare will be with you every step of the way. As long as your dream home is within your purchasing power, we’ll do our best to help you secure the deal. We’ll take care of the transaction with the owner or property investor so you can focus on getting ready for the big move.

But where are the hidden fees?

Besides getting your legal advice report (usally around $1,000) and your 3% kickstarter contribution, there are no additional fees for properties listed by PubicSquare. To calculate your deposit, we add up the total amount of your kickstarter contribution and all of your weekly payments to date. So you can watch your deposit amount grow each week.

Get Pre-Approved Now

PublicSquare has already helped customers start to rent to buy house in Queensland, and to rent to buy house in Victoria. Take the first step to a more financially stable future now. Start by filling out our pre-approval form and get in touch with us if you have any questions.

Some areas may not be available yet.

All the perks of owning and more

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Join the homeowner class
Rent money is dead money. *Access the upside of a rising market and start building wealth through ownership.
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Less upfront costs
Get into the housing market sooner without the stress of large deposits and heavy ownership costs. Watch your deposit grow each week while you prep for a home loan.
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Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own is the best of both worlds.
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More safety and security
Gain more stability for you and your family. You'll have 7 years to buy the home. As long as you keep up your payments, nobody will be able to kick you out.
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Future home-loan guarantee
If you can't obtain home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
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Easy application process
Submitting your online application is easy. It's free to apply and won't affect your credit score.

Success stories

Free to apply.
No credit impact.

Get pre-approved now!
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Terms, fees, conditions and wait times may apply. PublicSquare® is a registered trademark 2315715 of PublicSquare Technology Pty Ltd in Australia. PublicSquare, also referred to as "us" or "we", may denote PublicSquare Technology Pty Ltd or its affiliated property vendors and/or owners. PublicSquare the company, holds Queensland real estate license no. 4555627. PublicSquare the company acts on behalf of property owners and vendors. Property listing information and media used on this site, is sourced from various contributors, and its veracity cannot be guaranteed. Words such as 'Guaranteed', 'Fixed', or similar expressions pertain only to terms set between property owners and tenants or their agents via legally-binding lease agreements or other agreements (collectively referred to as "the agreements"). Tenants don't own properties until switching to a mortgage and completing their purchase, which may incur Stamp Duty and LMI. All offers, terms, and figures are indicative only and subject to the agreements and the availability of participating counterparties. PublicSquare is not a lender or financial advisor and does not guarantee mortgage obtainment. 'Renting-to-buy' and 'Renting-to-sell' carry financial risks.  Please seek independent advice before making decisions pertaining to housing and investment; the content on this site should not be the sole basis for such decisions. For more information, please see our disclosure statement or contact us.