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A better path to homeownership
Move in for just 3%
(no upfront bond, LMI, or stamp duty)
Continue building your deposit
(with weekly contributions)
Switch to mortgage when ready
(with our Future-Mortgage Guarantee)
Rent-to-buy in Melbourne 🎭☕
Welcome to PublicSquare. We offer a new path to homeownership. PublicSquare was formed to bridge the gap between renting and homeownership. Our rent to own home model in Melbourne is ideal for aspiring homeowners who are not quite ready for a mortgage. With prices hitting an all-time high, we offer an alternative to those who are tired of paying rent but don’t have the means to put down a huge deposit on their dream home.
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<h2>Rent to Own Houses in Melbourne</h2> <p>Rent is dead money. There's no way of getting around it. You enter a lease agreement with a rental company and, essentially, you sign up to a lease and agree to pay someone else's mortgage. More and more people are realising that it's near impossible to save money for a deposit for a home when the cost of rent is so high. Every month can seem like a struggle and that dream of owning your own home in Melbourne may be getting further and further from your grasp.</p> <p>Now there's a better way. With PublicSquare, you can reduce your time-to-ownership by years while building equity towards your home purchase. We're here to help you achieve your home-owing goals cheaper and faster than you might of thought possible.</p> <h2>How does our Rent to Buy Scheme work?</h2> <ul> <li>Following an approval process, your task will be to choose your dream home and secure it with a 3% kickstarter payment. For Essential Plan customers, you can choose from any of our listed properties it just needs to be within your purchasing power. </li> <li>We will guide you through all stages of the process and you will not have any upfront costs besides the 3% kickstarter and a legal advice report which usually costs around $1,000</li> <li>Once the deal is closed and the property is ready, it will be time for you to move in.</li> </ul> <ul> <li>You'll pay your usual rent plus a 50% weekly contribution, that you can use alongside your kickstarter as your deposit. Once your deposit reaches at least 10% of the price of your home after 4 years, the next step will be to find a lender and complete the purchase.</li> </ul> <h2>What will a Rent-to-Buy House in Melbourne cost?</h2> <p>If you have savings and enough to cover the 3% Kickstarter payment, PublicSquare can initiate the transaction with the owner. Your full 3% kickstarter and weekly contributions can be used later as deposit when completing your purchase. There are no hidden fees or charges and everything is laid out in our calculator.</p> <h2>Why Rent to Buy Houses in Melbourne?</h2> <p>Because our goal is to bridge the gap between renting and ownership. The property market in Melbourne has skyrocketed making it difficult for someone to save for a 10-20% home loan deposit when the prices are rising, pushing the target further and further away. The solution is choosing <strong>rent to buy property in Melbourne</strong>. PublicSquare has already helped customers start to <a href="products/rent-to-own-homes/nsw/sydney">rent to buy houses in Sydney</a>, and to <a href="products/rent-to-own-homes/qld/gold-coast">rent to buy houses in Gold Coast</a>. Contact us today for more information and click the big green pre-approval button to get the process started.</p>
Some regions may not be available yet.
All the perks of owning and more
Join the homeowner class
Rent money is dead money. *Access the upside of a rising market and start building wealth through ownership.
Less upfront costs
Get into the housing market sooner without the stress of large deposits and heavy ownership costs. Watch your deposit grow each week while you prep for a home loan.
Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own is the best of both worlds.
More safety and security
Gain more stability for you and your family. You'll have 7 years to complete your purchase. As long as you keep up your payments, nobody will be able to kick you out.
Future mortgage guarantee
If you can't obtain a home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
Easy application process
Submitting your online application is easy. It's free to apply and won't affect your credit score.
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Success stories
Free to apply.
No credit impact.
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© PUBLICSQUARE TECHNOLOGY PTY LTD
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Terms, fees, conditions, and wait times may apply. PublicSquare® is a registered trademark 2315715 of PublicSquare Technology Pty Ltd in Australia. PublicSquare, or "us" or "we", may denote PublicSquare Technology Pty Ltd or its affiliated property vendors and/or owners. PublicSquare, the company, holds Queensland real estate licence no. 4555627. PublicSquare, the company, acts on behalf of property owners and vendors. Featured images may be artist's impressions or digitally enhanced for visual clarity and should not be considered an exact representation. Words such as 'Guaranteed', 'Fixed Under Contract', or similar expressions are subject to, and pertain only to, terms set between Investors and Homebuyers (also known as Tenants or Lessees) via legally binding agreements. All dollar figures associated with property listings are estimates and used for informational purposes only, and subject to the agreements. All offers, terms, and figures are indicative only and subject to the agreements and the availability of participating counterparties. PublicSquare is a real estate company, not a lender or financial advisor, and does not guarantee mortgage obtainment. PublicSquare may refer Homebuyers and Investors to Licensed Mortgage Brokers and Lenders but does not provide brokerage or lending services directly. Homebuyers do not own properties until switching to a mortgage and completing their purchase, which may incur Stamp Duty and LMI. 'Renting-to-buy', 'Renting-to-sell', and buying real estate generally, carries financial risks. Please seek independent advice before making decisions about housing and investment; the content on this website or document should not be the sole basis for such decisions. For more information, please see the disclosure statement on our website or contact us.