Rent to Own Homes in Melbourne

Move into your dream home for just 3%, then build up your deposit while you live in the property. It's rent-to-own homes by PublicSquare.

500+ reviews

Terms, fees, and conditions apply | Please consider whether 'rent-to-own' is the right fit for you and your family.

Why do we need this?

Free to apply. No credit impact.
Discover your buying power.

WE'VE JUST SENT A VERIFICATION LINK TO 04XX XXX XXX.

Please click the link in the SMS to get started!
Loading gig
— PublicSquare Team

Wrong number? Didn't get the SMS?
Wait 20s and TRY AGAIN
.
loading gif
As seen on
Selected rent-to-buy home customers enjoying their homes.

Stop renting.
Start owning.

Icon check
Move in for just 3%
(no bond, LMI, or stamp duty)
Icon check
Continue building up deposit
(with weekly contributions)
Icon check
Switch to home loan when ready
(with our Future-Mortgage Guarantee)

Rent-to-buy in Melbourne 🎭☕

Welcome to PublicSquare. We offer a new path to homeownership. PublicSquare was formed to bridge the gap between renting and homeownership. Our rent to own home model in Melbourne is ideal for aspiring homeowners who are not quite ready for a mortgage. With prices hitting an all-time high, we offer an alternative to those who are tired of paying rent but don’t have the means to put down a huge deposit on their dream home. Read More
<h2>Rent to Own Houses in Melbourne</h2> <p>Rent is dead money. There's no way of getting around it. You enter a lease agreement with a rental company and, essentially, you sign up to a lease and agree to pay someone else's mortgage. More and more people are realising that it's near impossible to save money for a deposit for a home when the cost of rent is so high. Every month can seem like a struggle and that dream of owning your own home in Melbourne may be getting further and further from your grasp.</p> <p>Now there's a better way. With PublicSquare, you can reduce your time-to-ownership by years while building equity towards your home purchase. We're here to help you achieve your home-owing goals cheaper and faster than you might of thought possible.</p> <h2>How does our Rent to Buy Scheme work?</h2> <ul> <li>Following an approval process, your task will be to choose your dream home and secure it with a 3% kickstarter payment. For Essential Plan customers, you can choose from any of our listed properties it just needs to be within your purchasing power. </li> <li>We will guide you through all stages of the process and you will not have any upfront costs besides the 3% kickstarter and a legal advice report which usually costs around $1,000</li> <li>Once the deal is closed and the property is ready, it will be time for you to move in.</li> </ul> <ul> <li>You'll pay your usual rent plus a 50% weekly contribution, that you can use alongside your kickstarter as your deposit. Once your deposit reaches at least 10% of the price of your home after 4 years, the next step will be to find a lender and complete the purchase.</li> </ul> <h2>What will a Rent-to-Buy House in Melbourne cost?</h2> <p>If you have savings and enough to cover the 3% Kickstarter payment, PublicSquare can initiate the transaction with the owner. Your full 3% kickstarter and weekly contributions can be used later as deposit when completing your purchase. There are no hidden fees or charges and everything is laid out in our calculator.</p> <h2>Why Rent to Buy Houses in Melbourne?</h2> <p>Because our goal is to bridge the gap between renting and ownership. The property market in Melbourne has skyrocketed making it difficult for someone to save for a 10-20% home loan deposit when the prices are rising, pushing the target further and further away. The solution is choosing <strong>rent to buy property in Melbourne</strong>. PublicSquare has already helped customers start to <a href="products/rent-to-own-homes/nsw/sydney">rent to buy houses in Sydney</a>, and to <a href="products/rent-to-own-homes/qld/gold-coast">rent to buy houses in Gold Coast</a>. Contact us today for more information and click the big green pre-approval button to get the process started.</p>

Some regions may not be available yet.

All the perks of owning and more

checkmark
Join the homeowner class
Rent money is dead money. *Access the upside of a rising market and start building wealth through ownership.
checkmark
Less upfront costs
Get into the housing market sooner without the stress of large deposits and hefty ownership costs. Watch your deposit grow each week while you prep for a home loan.
checkmark
Full property management
If something needs fixing, contact your dedicated property manager and leave it to them. Renting-to-own offers the best of both worlds!
checkmark
More safety and security
You'll have 7 years to complete your purchase. As long as you keep up your payments, nobody will be able to kick you out of your home. If something goes wrong, we also offer a generous hardship policy to get you back on track.
checkmark
Future mortgage guarantee
If you can't obtain a home loan, we will sell the property on your behalf with no commission, allowing you to recover your contributions.
checkmark
Easy application process
Submitting your application is quick and easy. After you click the big green 'Get Pre-approved' button, we will send you a link to your mobile number, allowing you to complete the form on your mobile device.
Properties you may like in Melbourne
Jubilee
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$544,000 | Wyndham Vale, Wyndham
bed3 shower2 directions_car1 House & Land
Sold within last 30 days.
Fringelily
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$549,705 | Stawell, Northern Grampians
bed4 shower2 directions_car2 House & Land
Sold within last 30 days.
Balmain
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$552,350 | Donnybrook, Whittlesea
bed3 shower2 directions_car1 House & Land
Sold within last 30 days.
Narooma Rise
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$560,200 | Murray Bridge, Murray Bridge
bed3 shower2 directions_car2 House & Land
Sold within last 30 days.
Five Farms
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$561,495 | Clyde North, Casey
bed3 shower2 directions_car1 Terrace
Sold within last 30 days.
Balmain
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$562,850 | Donnybrook, Whittlesea
bed3 shower2 directions_car1 House & Land
Sold within last 30 days.
Balmain
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$562,850 | Donnybrook, Whittlesea
bed3 shower2 directions_car1 House & Land
Sold within last 30 days.
Winterfield
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$582,280 | Delacombe, Ballarat
bed3 shower2 directions_car2 House & Land
Sold within last 30 days.
Winterfield
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$584,880 | Delacombe, Ballarat
bed3 shower2 directions_car2 House & Land
Sold within last 30 days.
Banksia
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$585,377 | Armstrong Creek, Greater Geelong
bed3 shower2 directions_car1 House & Land
Sold within last 30 days.
Davis Vineyard
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$586,375 | Diggers Rest, Brimbank
bed4 shower2 directions_car1 House & Land
Sold within last 30 days.
Banksia
view_in_ar
play_circle
LESS THAN 5 DAYS OLD
SOLD
$591,600 | Armstrong Creek, Greater Geelong
bed3 shower2 directions_car1 House & Land
Sold within last 30 days.

Success stories

Free to apply.
No credit impact.