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4.8

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REVIEWS

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4.8

500+

REVIEWS

Rent-to-Own Homes in Queensland

Unlock the freedom to settle in Queensland with flexible paths to homeownership, tailored for your lifestyle and budget.

2 Minutes · Free to Apply · Instant Results

Your Deposit

$52,000
Location Page Image 1
Location Page Image 1
Location Page Image 1

How it works

Move In Years Ahead of Schedule

1. Move In With 0%

Secure your ideal property from the open market and with no upfront deposit or LMI.

1. Choose Home

Secure your ideal property from the open market and with no upfront deposit or LMI.

1. Find Home

Secure your ideal property from the open market and with no upfront deposit or LMI.

2. Build Your Deposit

Move in and pay your normal rent plus a 50% weekly contribution that automatically grows your deposit in the background.

2. Build Your Deposit

Move in and pay your normal rent plus a 50% weekly contribution that automatically grows your deposit in the background.

2. Build Your Deposit

Move in and pay your normal rent plus a 50% weekly contribution that automatically grows your deposit in the background.

3. Switch to Mortgage

Once you've reached your deposit target in years 4–8, switch to a mortgage and complete your purchase.

3. Switch to Mortgage

Once you've reached your deposit target in years 4–8, switch to a mortgage and complete your purchase.

3. Switch to Mortgage

Once you've reached your deposit target in years 4–8, switch to a mortgage and complete your purchase.

Simple Pricing Options

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Free maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Free maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Full maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Free maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Free maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Full maintenance and repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

Additional terms, fees, and costs apply. LMI may apply upon purchase. New homes must be from approved builder panel. View the breakdown in the calculator for more details.

Additional terms, fees, and costs apply. LMI may apply upon purchase. New homes must be from approved builder panel. View the breakdown in the calculator for more details.

House Price Data

To June 2025, Brisbane dwelling values rose 7.0% y/y (median $926k), while Regional Qld gained 7.9% (Cotality HVI). With two RBA cuts (Feb & May 2025) lifting sentiment, modest further gains into late-2025 are expected, though affordability will cap pace. (Cotality HVI; ABC recap, Aug 2025). (Cotality, ABC)

Rent Data

Conditions remain tight. Brisbane’s annual rent growth lifted to 3.8% to June 2025 (Cotality QRR). REIQ places the statewide vacancy ~1.0% in the June qtr 2025 (vs a ‘healthy’ 2.6–3.5%), while SQM reports national vacancy 1.2% in Jul 2025, keeping upward pressure on rents. (RTA; REIQ; SQM; Cotality QRR). (Square Queensland, REIQ, SQM Research, Residential Tenancies Authority)

👍 65%+

First-time application approval rate

🏠 $800k+

Average buying power of approved homebuyers

🎯 $100k+

Average deposit built after 6 years

As Seen On These Media Outlets

As Seen On

As Seen On These Media Outlets

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Rent-to-Own Homes Calculator

Up to 16x cheaper than a mortgage
Initial Home Value
Home type
Before you move in
$3,100
After you move in
$993 p.w
Year you switch to a mortgage
Built deposit
$83k–$100k
Deposit as a %
7.1%–10.6%
Initial Home Value
Home type
Before you move in
$3,100
After you move in
$1,007 p.w
Year you switch to a mortgage
Built deposit
$85k–$101k
Deposit as a %
7.1%–10.6%
Initial Home Value
Home type
Before you move in
$3,100
After you move in
$1,010 p.w
Year you switch to a mortgage
Built deposit
$83k–$100k
Deposit as a %
7.1%–10.6%

*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.


*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.

Why Choose Rent-to-Buy Houses & Homes in Queensland

  1. Get Ahead Sooner in the Sunshine State

    PublicSquare was founded to bridge the gap between renting and homeownership through our rent-to-own homes service.
    If you’re searching for a rent-to-buy house in QLD, you’ll already know how competitive the property market has become across the state.
    From Cairns—the gateway to the Great Barrier Reef—to Brisbane with its mix of world-class beaches, leafy suburbs, and laid-back lifestyle, Queensland has long been one of Australia’s most desirable places to live.
    Families, young professionals, and those looking to escape the hustle and bustle of the southern capitals are flocking here in growing numbers. That demand has only added pressure to the housing market, making traditional homeownership feel out of reach for many.
    That’s where our rent-to-own pathway comes in. It provides a structured way to move into your chosen home without an upfront deposit, while steadily building your way to ownership in the background.

    How Does a Rent-to-Buy Home in QLD Work?

    Queensland’s property market has surged in recent years, putting traditional homeownership out of reach for many families and first-time buyers. If saving a 5–20% deposit feels impossible, rent-to-buy homes in Queensland offer another way forward.
    With PublicSquare’s program, you can:

    • Secure your chosen home with 0% upfront deposit.

    • Pay your standard rent plus a fixed 50% weekly top-up.

    • Watch your deposit grow automatically in the background.

    • Have the flexibility to buy any time between Years 4–8 of your lease.
      This means you can live in the home you want now while preparing for ownership in a clear, structured way.

    How Is a PublicSquare Rent-to-Buy Home Different?

    Our model is designed to give you the benefits of homeownership without the heavy upfront costs. Here’s what sets it apart from the traditional path:

    • No upfront deposit – start with 0% entry cost.

    • Predictable payments – your rent stays fixed for the full lease term (up to 8 years).

    • Automatic deposit growth – your 50% top-up builds into a deposit fund behind the scenes.

    • Flexible timeline – buy any time between Years 4–8.

    • Fair value – purchase price is set by independent valuation at the time.

    • Safety net options – if circumstances change, you can request a sale and recover your contributions (T&Cs apply).

    Is Renting to Buy a House in QLD Right for You?

    For many Queenslanders, a rent-to-own pathway offers a chance to take control of their housing future. Rising rents, shrinking supply, and stricter lending rules have locked many people out of the traditional market. Our program gives you the opportunity to:

    • Avoid wasting rent with nothing to show for it.

    • Build a deposit automatically as part of your tenancy.

    • Gain peace of mind with up to 8 years to complete your purchase.

    • Access a flexible, affordable route into the property market.
      PublicSquare has already supported buyers across Australia, including those choosing rent-to-buy homes in New South Wales. Now we’re making the same smarter pathway available for Queenslanders.

  2. 2 Minutes · Free to Apply · Instant Results

CASE EXAMPLES

Homes Recently Secured With 0% Deposit

Homes Recently Secured With 0% Deposit
Homes Recently Secured With 0% Deposit

$845,000 (0% Deposit)

$765,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$800,000 (0% Deposit)

$800,000 (0% Deposit)

4 🛏 2 🛁 1 🚗

$715,000 (0% Deposit)

$624,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$720,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$761,000 (0% Deposit)

$761,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$726,200 (0% Deposit)

$726,200 (0% Deposit)

4 🛏 2 🛁 2 🚗

What homebuyers are saying in Queensland

“Smooth and seamless process.”

Tess & Sam

Logan, QLD

“Interesting.”

Cecil & Hope

Townsville, QLD

“Great!”

Chanel D.

Gold Coast, QLD

“An open platform for owning your own property and a business model dedicated to real returns on investment for all parties.”

Katrina & Andrew

Brisbane, QLD

“A fantastic opportunity for someone like me.”

Natalia G.

Gladstone, QLD

“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”

Felicia & Simon

Gold Coast, QLD

“Amazing and will give more people the opportunity to own their own homes.”

Katie J.

Moreton Bay, QLD

“Really good idea.”

Chelsea & Eduan

Logan, QLD

“Amazing idea for people who can't afford a massive deposit but are able to pay weekly rent.”

Monueque & Kyle

Gold Coast, QLD

“Smooth and seamless process.”

Tess & Sam

Logan, QLD

“Interesting.”

Cecil & Hope

Townsville, QLD

“Great!”

Chanel D.

Gold Coast, QLD

“An open platform for owning your own property and a business model dedicated to real returns on investment for all parties.”

Katrina & Andrew

Brisbane, QLD

“A fantastic opportunity for someone like me.”

Natalia G.

Gladstone, QLD

“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”

Felicia & Simon

Gold Coast, QLD

“Amazing and will give more people the opportunity to own their own homes.”

Katie J.

Moreton Bay, QLD

“Really good idea.”

Chelsea & Eduan

Logan, QLD

“Smooth and seamless process.”

Tess & Sam

Logan, QLD

“Interesting.”

Cecil & Hope

Townsville, QLD

“Great!”

Chanel D.

Gold Coast, QLD

“An open platform for owning your own property and a business model dedicated to real returns on investment for all parties.”

Katrina & Andrew

Brisbane, QLD

“A fantastic opportunity for someone like me.”

Natalia G.

Gladstone, QLD

“Makes buying a home a whole lot easier for people that in different situations who can’t purchase right away.”

Felicia & Simon

Gold Coast, QLD

Come Home Sooner
0% Upfront Deposit

Contact Us:

Tel. 1300 418 857

Offices: 71 Eagle Street, Brisbane, QLD, Australia 4000 &
60 Martin Place, Sydney, NSW, Australia 2000

Disclaimer: Terms, fees, costs, conditions, and waiting periods may apply. PublicSquare® is a registered trademark (No. 2315715) of PublicSquare Technology Pty Ltd, a real estate, software, and educational company holding Queensland real estate licence No. 4555627. Homebuyers are free to engage any broker or lender of their choice when completing their purchase. At that time, deposit requirements and Lenders Mortgage Insurance (LMI) may apply. PublicSquare homebuyers do not obtain legal ownership of the property until settlement of their purchase. The information on this website is general in nature and does not constitute legal, financial, tax, credit or other regulated products or advice. We do not hold an Australian Financial Services Licence (AFSL) or an Australian Credit Licence (ACL) and we do not provide financial or credit services. All terms, fees, and conditions are governed exclusively by the terms of service available on this website and directly executed agreements with PublicSquare and/or between participating counterparties, and terms may vary between Australian states and territories to comply with local laws and regulations. Homes are purchased and held by PublicSquare, its subsidiaries, associated entities, or independent investors within PublicSquare’s network. If anything on this website is inconsistent with the executed agreements, the executed agreements, which may include additional terms, rights and obligations not set out on this website, shall prevail. Nothing on this website is a legally binding offer, warranty or guarantee, and the availability of program participation is subject to application criteria determined by PublicSquare and is not assured. To the maximum extent permitted by law, PublicSquare disclaims all liability for any representations, whether express or implied, made in connection with this website. No statement on this website should be relied upon as a warranty or guarantee unless expressly set out in the executed agreements. For more information please read the legal and Product Disclosure Statement (PDS) pages on this website.
Come Home Sooner
0% Upfront Deposit

Contact Us:

Tel. 1300 418 857

Offices: 71 Eagle Street, Brisbane, QLD, Australia 4000 &
60 Martin Place, Sydney, NSW, Australia 2000

Disclaimer: Terms, fees, costs, conditions, and waiting periods may apply. PublicSquare® is a registered trademark (No. 2315715) of PublicSquare Technology Pty Ltd, a real estate, software, and educational company holding Queensland real estate licence No. 4555627. Homebuyers are free to engage any broker or lender of their choice when completing their purchase. At that time, deposit requirements and Lenders Mortgage Insurance (LMI) may apply. PublicSquare homebuyers do not obtain legal ownership of the property until settlement of their purchase. The information on this website is general in nature and does not constitute legal, financial, tax, credit or other regulated products or advice. We do not hold an Australian Financial Services Licence (AFSL) or an Australian Credit Licence (ACL) and we do not provide financial or credit services. All terms, fees, and conditions are governed exclusively by the terms of service available on this website and directly executed agreements with PublicSquare and/or between participating counterparties, and terms may vary between Australian states and territories to comply with local laws and regulations. Homes are purchased and held by PublicSquare, its subsidiaries, associated entities, or independent investors within PublicSquare’s network. If anything on this website is inconsistent with the executed agreements, the executed agreements, which may include additional terms, rights and obligations not set out on this website, shall prevail. Nothing on this website is a legally binding offer, warranty or guarantee, and the availability of program participation is subject to application criteria determined by PublicSquare and is not assured. To the maximum extent permitted by law, PublicSquare disclaims all liability for any representations, whether express or implied, made in connection with this website. No statement on this website should be relied upon as a warranty or guarantee unless expressly set out in the executed agreements. For more information please read the legal and Product Disclosure Statement (PDS) pages on this website.
Come Home Sooner
0% Upfront Deposit

CONTACT US

Tel. 1300 418 857

71 Eagle Street, Brisbane
60 Martin Place, Sydney

Disclaimer: Terms, fees, costs, conditions, and waiting periods may apply. PublicSquare® is a registered trademark (No. 2315715) of PublicSquare Technology Pty Ltd, a real estate, software, and educational company holding Queensland real estate licence No. 4555627. Homebuyers are free to engage any broker or lender of their choice when completing their purchase. At that time, deposit requirements and Lenders Mortgage Insurance (LMI) may apply. PublicSquare homebuyers do not obtain legal ownership of the property until settlement of their purchase. The information on this website is general in nature and does not constitute legal, financial, tax, credit or other regulated products or advice. We do not hold an Australian Financial Services Licence (AFSL) or an Australian Credit Licence (ACL) and we do not provide financial or credit services. All terms, fees, and conditions are governed exclusively by the terms of service available on this website and directly executed agreements with PublicSquare and/or between participating counterparties, and terms may vary between Australian states and territories to comply with local laws and regulations. Homes are purchased and held by PublicSquare, its subsidiaries, associated entities, or independent investors within PublicSquare’s network. If anything on this website is inconsistent with the executed agreements, the executed agreements, which may include additional terms, rights and obligations not set out on this website, shall prevail. Nothing on this website is a legally binding offer, warranty or guarantee, and the availability of program participation is subject to application criteria determined by PublicSquare and is not assured. To the maximum extent permitted by law, PublicSquare disclaims all liability for any representations, whether express or implied, made in connection with this website. No statement on this website should be relied upon as a warranty or guarantee unless expressly set out in the executed agreements. For more information please read the legal and Product Disclosure Statement (PDS) pages on this website.