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4.8

500+

REVIEWS

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4.8

500+

REVIEWS

Rent-to-Own Homes in Liverpool

Discover a flexible path to homeownership in Liverpool, combining affordable weekly payments with the security of your own place.

2 Minutes · Free to Apply · Instant Results

Your Deposit

$52,000
Location Page Image 1
Location Page Image 1
Location Page Image 1

How it works

Move In Years Ahead of Schedule

1. Move In With 0%

Secure your ideal property from the open market and with no upfront deposit or LMI.

1. Choose Home

Secure your ideal property from the open market and with no upfront deposit or LMI.

1. Find Home

Secure your ideal property from the open market and with no upfront deposit or LMI.

2. Build Your Deposit

Move in and pay your normal rent plus a 50% weekly contribution that automatically grows your deposit in the background.

2. Build Your Deposit

Move in and pay your normal rent plus a 50% weekly contribution that automatically grows your deposit in the background.

2. Build Your Deposit

Move in and pay your normal rent plus a 50% weekly contribution that automatically grows your deposit in the background.

3. Switch to Mortgage

Once you've reached your deposit target in years 4–8, switch to a mortgage and complete your purchase.

3. Switch to Mortgage

Once you've reached your deposit target in years 4–8, switch to a mortgage and complete your purchase.

3. Switch to Mortgage

Once you've reached your deposit target in years 4–8, switch to a mortgage and complete your purchase.

Simple Pricing Options

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Free maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Free maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Full maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Free maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

New Home

0% Upfront Deposit
0% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Free maintenance & repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

Established Home

0% Upfront Deposit
0.99% Setup Fee
0% LMI
INCLUSIONS
  • You choose the home

  • Free buyers agent support

  • Full maintenance and repairs

  • Free rates & insurance

  • Future Mortgage Guarantee

Additional terms, fees, and costs apply. LMI may apply upon purchase. New homes must be from approved builder panel. View the breakdown in the calculator for more details.

Additional terms, fees, and costs apply. LMI may apply upon purchase. New homes must be from approved builder panel. View the breakdown in the calculator for more details.

House Price Data

Median house ~$1.12 M (2025), +12 % y/y; forecast +5–7 % in 2025 (YIP, 2025).

Rent Data

House rent ~$600, units ~$530; vacancy ~1 % (PRD; YIP, 2025).

👍 65%+

First-time application approval rate

🏠 $800k+

Average buying power of approved homebuyers

🎯 $100k+

Average deposit built after 6 years

As Seen On These Media Outlets

As Seen On

As Seen On These Media Outlets

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Rent-to-Own Homes Calculator

Up to 16x cheaper than a mortgage
Initial Home Value
Home type
Before you move in
$3,100
After you move in
$993 p.w
Year you switch to a mortgage
Built deposit
$83k–$100k
Deposit as a %
7.1%–10.6%
Initial Home Value
Home type
Before you move in
$3,100
After you move in
$1,007 p.w
Year you switch to a mortgage
Built deposit
$85k–$101k
Deposit as a %
7.1%–10.6%
Initial Home Value
Home type
Before you move in
$3,100
After you move in
$1,010 p.w
Year you switch to a mortgage
Built deposit
$83k–$100k
Deposit as a %
7.1%–10.6%

*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.


*All figures are estimates. Mortgage comparison based on 'before you move in' costs for new homes using 5% deposit scheme. Terms and conditions apply.

Why Choose Rent-to-Buy Houses & Homes in Liverpool

  1. Liverpool: A Growing Hub with a Smarter Path to Homeownership

    Liverpool has always been a gateway suburb—rich in culture, buzzing with growth, and offering some of the best transport links in Greater Western Sydney. With its mix of retail, health precincts, universities, and a thriving multicultural food scene, it’s no surprise more families and professionals want to put down roots here.
    But as demand rises, so too do property prices, and saving the typical 5–20% deposit has left many locals stuck renting. Rent-to-own homes in Liverpool give households another option: a structured way to move into their chosen home now while steadily building a deposit in the background.

    How Rent-to-Own Works in Liverpool

    With PublicSquare, the process is straightforward:

    • Begin with an eligibility check—we’ll assess your circumstances and estimate your buying power (no impact on credit).

    • Choose a home in Liverpool that fits within that range.

    • Move in with 0% upfront deposit—skip years of saving.

    • Pay your regular rent plus a fixed 50% top-up, which builds into your deposit over time.

    • When you’re ready—any time from Year 4 to Year 8—switch to a mortgage and complete your purchase.

    • Your final purchase price is set by an independent valuer within an agreed range, and if the market value is higher, you keep the upside.
      This structure gives you certainty, flexibility, and a clear runway to full ownership.

    Why Liverpool is in Demand

    Liverpool is more than just a suburb—it’s becoming a mini city in its own right. With Westfield shopping, Western Sydney University, and the airport nearby, it offers both opportunity and convenience. Add in the food culture, multicultural vibrancy, and strong infrastructure, and Liverpool is one of the most liveable (and investable) suburbs in NSW.
    For renters who want to secure their place in this growing hub, waiting to save a deposit might mean missing out as prices climb. Rent-to-own gives you the chance to enjoy Liverpool living now while investing in your long-term future.

    Explore Your Options

    PublicSquare has already helped buyers secure homes across Queensland and New South Wales through our rent-to-own program. Liverpool is one of the standout opportunities for families and professionals looking for a smarter way into homeownership.

  2. 2 Minutes · Free to Apply · Instant Results

CASE EXAMPLES

Homes Recently Secured With 0% Deposit

Homes Recently Secured With 0% Deposit
Homes Recently Secured With 0% Deposit

$845,000 (0% Deposit)

$765,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$800,000 (0% Deposit)

$800,000 (0% Deposit)

4 🛏 2 🛁 1 🚗

$715,000 (0% Deposit)

$624,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$720,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$761,000 (0% Deposit)

$761,000 (0% Deposit)

4 🛏 2 🛁 2 🚗

$726,200 (0% Deposit)

$726,200 (0% Deposit)

4 🛏 2 🛁 2 🚗

What homebuyers are saying in Liverpool

“I love it!”

Rachel Z.

Liverpool, NSW

“Fantastic! Sydney prices are so high and something like this is great!”

Duston A.

Liverpool, NSW

“I love it as it gives everyone the right to own a property”

Shalendra & Christine

Liverpool, NSW

“A smart and strategic way for people to own their home faster at lower costs.”

Paula N.

Liverpool, NSW

“Extremely easy to apply.”

Jennifer & Adriaan

Liverpool, NSW

“It’s a great way to buy a home”

Md Shafiqul Islam & Ruhina

Liverpool, NSW

“Very positive scheme. Happy days when someone has chosen to give the underdog an opportunity to own there own home. Well done!”

Nichole & Branko

Liverpool, NSW

“Excellent”

Ram A.

Liverpool, NSW

“Th he application I just filled out was understandable, I would like to have the chance to purchase my own home as I don’t want to pay rent it’s too expensive”

Emma & Mark

Liverpool, NSW

“I love it!”

Rachel Z.

Liverpool, NSW

“Fantastic! Sydney prices are so high and something like this is great!”

Duston A.

Liverpool, NSW

“I love it as it gives everyone the right to own a property”

Shalendra & Christine

Liverpool, NSW

“A smart and strategic way for people to own their home faster at lower costs.”

Paula N.

Liverpool, NSW

“Extremely easy to apply.”

Jennifer & Adriaan

Liverpool, NSW

“It’s a great way to buy a home”

Md Shafiqul Islam & Ruhina

Liverpool, NSW

“Very positive scheme. Happy days when someone has chosen to give the underdog an opportunity to own there own home. Well done!”

Nichole & Branko

Liverpool, NSW

“Excellent”

Ram A.

Liverpool, NSW

“I love it!”

Rachel Z.

Liverpool, NSW

“Fantastic! Sydney prices are so high and something like this is great!”

Duston A.

Liverpool, NSW

“I love it as it gives everyone the right to own a property”

Shalendra & Christine

Liverpool, NSW

“A smart and strategic way for people to own their home faster at lower costs.”

Paula N.

Liverpool, NSW

“Extremely easy to apply.”

Jennifer & Adriaan

Liverpool, NSW

“It’s a great way to buy a home”

Md Shafiqul Islam & Ruhina

Liverpool, NSW

Come Home Sooner
0% Upfront Deposit

Contact Us:

Tel. 1300 418 857

Offices: 71 Eagle Street, Brisbane, QLD, Australia 4000 &
60 Martin Place, Sydney, NSW, Australia 2000

Disclaimer: Terms, fees, costs, conditions, and waiting periods may apply. PublicSquare® is a registered trademark (No. 2315715) of PublicSquare Technology Pty Ltd, a real estate, software, and educational company holding Queensland real estate licence No. 4555627. Homebuyers are free to engage any broker or lender of their choice when completing their purchase. At that time, deposit requirements and Lenders Mortgage Insurance (LMI) may apply. PublicSquare homebuyers do not obtain legal ownership of the property until settlement of their purchase. The information on this website is general in nature and does not constitute legal, financial, tax, credit or other regulated products or advice. We do not hold an Australian Financial Services Licence (AFSL) or an Australian Credit Licence (ACL) and we do not provide financial or credit services. All terms, fees, and conditions are governed exclusively by the terms of service available on this website and directly executed agreements with PublicSquare and/or between participating counterparties, and terms may vary between Australian states and territories to comply with local laws and regulations. Homes are purchased and held by PublicSquare, its subsidiaries, associated entities, or independent investors within PublicSquare’s network. If anything on this website is inconsistent with the executed agreements, the executed agreements, which may include additional terms, rights and obligations not set out on this website, shall prevail. Nothing on this website is a legally binding offer, warranty or guarantee, and the availability of program participation is subject to application criteria determined by PublicSquare and is not assured. To the maximum extent permitted by law, PublicSquare disclaims all liability for any representations, whether express or implied, made in connection with this website. No statement on this website should be relied upon as a warranty or guarantee unless expressly set out in the executed agreements. For more information please read the legal and Product Disclosure Statement (PDS) pages on this website.
Come Home Sooner
0% Upfront Deposit

Contact Us:

Tel. 1300 418 857

Offices: 71 Eagle Street, Brisbane, QLD, Australia 4000 &
60 Martin Place, Sydney, NSW, Australia 2000

Disclaimer: Terms, fees, costs, conditions, and waiting periods may apply. PublicSquare® is a registered trademark (No. 2315715) of PublicSquare Technology Pty Ltd, a real estate, software, and educational company holding Queensland real estate licence No. 4555627. Homebuyers are free to engage any broker or lender of their choice when completing their purchase. At that time, deposit requirements and Lenders Mortgage Insurance (LMI) may apply. PublicSquare homebuyers do not obtain legal ownership of the property until settlement of their purchase. The information on this website is general in nature and does not constitute legal, financial, tax, credit or other regulated products or advice. We do not hold an Australian Financial Services Licence (AFSL) or an Australian Credit Licence (ACL) and we do not provide financial or credit services. All terms, fees, and conditions are governed exclusively by the terms of service available on this website and directly executed agreements with PublicSquare and/or between participating counterparties, and terms may vary between Australian states and territories to comply with local laws and regulations. Homes are purchased and held by PublicSquare, its subsidiaries, associated entities, or independent investors within PublicSquare’s network. If anything on this website is inconsistent with the executed agreements, the executed agreements, which may include additional terms, rights and obligations not set out on this website, shall prevail. Nothing on this website is a legally binding offer, warranty or guarantee, and the availability of program participation is subject to application criteria determined by PublicSquare and is not assured. To the maximum extent permitted by law, PublicSquare disclaims all liability for any representations, whether express or implied, made in connection with this website. No statement on this website should be relied upon as a warranty or guarantee unless expressly set out in the executed agreements. For more information please read the legal and Product Disclosure Statement (PDS) pages on this website.
Come Home Sooner
0% Upfront Deposit

CONTACT US

Tel. 1300 418 857

71 Eagle Street, Brisbane
60 Martin Place, Sydney

Disclaimer: Terms, fees, costs, conditions, and waiting periods may apply. PublicSquare® is a registered trademark (No. 2315715) of PublicSquare Technology Pty Ltd, a real estate, software, and educational company holding Queensland real estate licence No. 4555627. Homebuyers are free to engage any broker or lender of their choice when completing their purchase. At that time, deposit requirements and Lenders Mortgage Insurance (LMI) may apply. PublicSquare homebuyers do not obtain legal ownership of the property until settlement of their purchase. The information on this website is general in nature and does not constitute legal, financial, tax, credit or other regulated products or advice. We do not hold an Australian Financial Services Licence (AFSL) or an Australian Credit Licence (ACL) and we do not provide financial or credit services. All terms, fees, and conditions are governed exclusively by the terms of service available on this website and directly executed agreements with PublicSquare and/or between participating counterparties, and terms may vary between Australian states and territories to comply with local laws and regulations. Homes are purchased and held by PublicSquare, its subsidiaries, associated entities, or independent investors within PublicSquare’s network. If anything on this website is inconsistent with the executed agreements, the executed agreements, which may include additional terms, rights and obligations not set out on this website, shall prevail. Nothing on this website is a legally binding offer, warranty or guarantee, and the availability of program participation is subject to application criteria determined by PublicSquare and is not assured. To the maximum extent permitted by law, PublicSquare disclaims all liability for any representations, whether express or implied, made in connection with this website. No statement on this website should be relied upon as a warranty or guarantee unless expressly set out in the executed agreements. For more information please read the legal and Product Disclosure Statement (PDS) pages on this website.